CALLING ALL DOCTORS: 100% Mortgage Financing Available Now!

Whether you have been in your medical practice for years or are just getting started with your residency/fellowship, there is now a fantastic mortgage loan available to you whether you are searching for a home to purchase in Sandy Springs, Roswell, Marietta, Alpharetta, or any other area of metro Atlanta.  Fidelity Bank of Georgia is offering to medical doctors of all seasons a 100% home loan financing for up to $1,500,000 with no mortgage insurance.  Fidelity Bank does require that this loan be used for a real estate purchase that you personally plan to inhabit (sorry investors!), that your credit score be a minimum of 720 to apply for this program (we have programs to help boost your credit score!), and that you have 3-6 months in reserves.

10 Things NOT to Do When Buying a Home

Ready to take advantage of the low home prices of today’s real estate market?  Great but whether you are a first-time home buyer or this will be your 5th home purchase, if you require financing, there are things you must not do in today’s ever-changing lending market (that you probably could do 5- 10 years ago) that will jeopardize your real estate purchase.  And, these are not just things to avoid while getting pre-qualified/pre-approved but even up to the day of your closing because if you have not closed yet, your closing may be delayed or forfeited, causing your money spent on inspections, appraisals, etc. to go down the drain.

How to APPEAL The New FLOOD ZONES for Your Home

After the torrential flooding that affected several counties in Georgia a few years ago, many real estate owners can easily understand the need for revisions to the flood zones.  However, you may not agree with Sandy Springs’ finding for your home/neighborhood but did you know you have an option to appeal?

Before going into the appeal process, if you did not know the City Council is considering how to treat certain real estate properties in Sandy Springs that have been indicated by Sandy Springs engineers to be at risk of flooding.  Approximately 170 homes in Sandy Springs are located in a “gray” area that gives the City Council some choice on how those areas are rated for flood insurance purposes.  View the Sandy Springs flood map here: flood map.

Places To Love: GLENRIDGE HEIGHTS TOWNHOUSES

Do you desire the low-maintenance lifestyle of townhouses but are a little disappointed that so many of the communities in Metro Atlanta are close to 10 years old if not older?  Well Sandy Springs, GA has a treat for you!  Nestled in one of the most sought out locations in all of Greater Atlanta, GLENRIDGE HEIGHTS townhouses is a NEW gated community near desirable shopping, dining and entertainment.  Better yet, it is close to the Perimeter Medical Center (including Northside, St. Joseph’s, etc.) and some of Atlanta’s biggest employers.  With a pool and clubhouse (featuring a fitness center, catering kitchen and televisions) already built, you can enjoy this convenient, low maintenance lifestyle from day one!

How to REALLY Buy a SHORT SALE

You may be a buyer who has heard the horror stories associated with a Short Sale and may be fearful of them.  However, there is no need to be as Short Sales Can Be Your Best Buy.  The key to navigating a Short Sale is understanding the oddities associated with purchasing a Short Sale to minimize your frustration with the process.

As with anything in life, when you have the proper expectations, you are better able to cope with the challenges that may arise.  Here are some things to keep in mind with a Short Sale:

The REAL Houses of Atlanta: Afraid of SHORT SALES? Why You May Be Missing the BEST Deals

In this real estate market, there are many fantastic deals to be had for the real estate Buyer but not just with foreclosures.  Despite the horror stories you may have been told, Short Sales can sometimes be your best buy and here are 5 reasons why:

The REAL Houses of Atlanta: REAL Tips to Succeed as a Rookie Investor

If you are new to investing in Atlanta’s hot real estate market, check out the latest episode with critical tips for your success.  Click here to watch:

About The REAL Houses of Atlanta

The American dream – traditionally it has included home-ownership.  But far too many of us experienced with the real estate bust a rude-awakening from the dreams of grandeur.  Real estate, however, is not our enemy but how we obtain and dispose of it needs to be based in the now-present reality.  This is a journal of purchasing, selling and renting REAL houses in metro Atlanta – no fluff, no props, no makeup just real houses in a real city.

Bought a Home in 2011? 3 Important Tips to Save Money in 2012

Congratulations on making a great home purchase in 2011 (since real estate prices and rates are at historic lows, I know you received a great deal )!  Now that you have landed a great piece of Georgia real estate, here are some tips to be sure to do in 2012 to maximize your benefits.

FILE FOR HOMESTEAD EXEMPTION

Don’t Miss NACA’s First Atlanta Convention for Buyers & Homeowners

If you have heard of NACA but have had a hard time getting through the process, the 2012 AMERICAN DREAM CONVENTION here in Atlanta may be just for you!  NACA (Neighborhood Assistance Corporation of America) will be holding its first ever AMERICAN DREAM CONVENTION at Atlanta’s Georgia World Congress Center from Tuesday, January 10 to Sunday, January 15, 2012 from 8 a.m. to 8 p.m. daily.  For NACA, this is a first because it is catered to both homebuyers that want to take advantage of NACA’s low rates and for current homeowners that are struggling to pay their mortgage.

The “CONDO CASH” Program

Living in an urban area, such as Atlanta and New York, where you can live/work/play on the same street allows many urban dwellers a luxury of little, if no, commuting.  However, in this economy and real estate market, many would-be condo buyers have faced challenges with purchasing condos (despite the deeply discounted priced units) due to Homeowner Association (HOA) delinquencies by the current/previous owners of the condo.  However, Freddie Mac is hoping to solve this problem.

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