CALLING ALL DOCTORS: 100% Mortgage Financing Available Now!

Whether you have been in your medical practice for years or are just getting started with your residency/fellowship, there is now a fantastic mortgage loan available to you whether you are searching for a home to purchase in Sandy Springs, Roswell, Marietta, Alpharetta, or any other area of metro Atlanta.  Fidelity Bank of Georgia is offering to medical doctors of all seasons a 100% home loan financing for up to $1,500,000 with no mortgage insurance.  Fidelity Bank does require that this loan be used for a real estate purchase that you personally plan to inhabit (sorry investors!), that your credit score be a minimum of 720 to apply for this program (we have programs to help boost your credit score!), and that you have 3-6 months in reserves.

How to REALLY Buy a SHORT SALE

You may be a buyer who has heard the horror stories associated with a Short Sale and may be fearful of them.  However, there is no need to be as Short Sales Can Be Your Best Buy.  The key to navigating a Short Sale is understanding the oddities associated with purchasing a Short Sale to minimize your frustration with the process.

As with anything in life, when you have the proper expectations, you are better able to cope with the challenges that may arise.  Here are some things to keep in mind with a Short Sale:

The REAL Houses of Atlanta: Afraid of SHORT SALES? Why You May Be Missing the BEST Deals

In this real estate market, there are many fantastic deals to be had for the real estate Buyer but not just with foreclosures.  Despite the horror stories you may have been told, Short Sales can sometimes be your best buy and here are 5 reasons why:

Don’t Miss NACA’s First Atlanta Convention for Buyers & Homeowners

If you have heard of NACA but have had a hard time getting through the process, the 2012 AMERICAN DREAM CONVENTION here in Atlanta may be just for you!  NACA (Neighborhood Assistance Corporation of America) will be holding its first ever AMERICAN DREAM CONVENTION at Atlanta’s Georgia World Congress Center from Tuesday, January 10 to Sunday, January 15, 2012 from 8 a.m. to 8 p.m. daily.  For NACA, this is a first because it is catered to both homebuyers that want to take advantage of NACA’s low rates and for current homeowners that are struggling to pay their mortgage.

The “CONDO CASH” Program

Living in an urban area, such as Atlanta and New York, where you can live/work/play on the same street allows many urban dwellers a luxury of little, if no, commuting.  However, in this economy and real estate market, many would-be condo buyers have faced challenges with purchasing condos (despite the deeply discounted priced units) due to Homeowner Association (HOA) delinquencies by the current/previous owners of the condo.  However, Freddie Mac is hoping to solve this problem.

FREE MONEY For Those in the Military

For many, the American Dream of home-ownership has become even more desirable with the extremely low housing prices found in today’s real estate market due to the numerous foreclosures. And although the home prices are still at a record low in most parts of the nation, especially here in Metro Atlanta, I do not know anyone that would not like free money to be given towards a home purchase.  What free money?, you ask.  Well, whether you are actively serving in our nation’s military, are in the reserves, are a veteran, are an employee of the Department of Defense, or are employee of the Department of Homeland Security, you may qualify for down-payment assistance up to $5000 towards your next home purchase.

Need Help with Your Mortgage?

Home-ownership for some in the past few years has gone from being the American Dream to a seemingly never-ending nightmare as the threat of losing not only their house but their home that represents their time, family, and livelihood is imminent.  Are you, or anyone you know, in this position?  Are you feeling overwhelmed by your current mortgage payments or afraid that you may lose your home?  Are you confused as to how you can get help? Well, if you are in Georgia, Rep. David Scott is sponsoring an event that may help you.

How to Get a $7500 Grant Towards Your Home Purchase

Many of us enjoy the investment matching programs offered by various employers, where for every $1 you invest in your retirement, your employer may match you with $1 or some variation.  Many capitalize on such matching programs but what if someone would match the funds you contribute to your home purchase? Here in metro Atlanta, there is such a program through the FHLBank First-time Homebuyer Program (FHP).

Special Mortgage Financing for Medical Professionals

If you are just beginning a career in the medical profession (i.e. licensed and practicing residents, licensed and practicing physicians, dentist, etc.), then there is a new real estate opportunity available for you!  As everyone is aware, in today’s real estate market, a buyer can typically find an extraordinary real estate deal and get mortgage financing as long as they have an established working history and little debt, including student loans.   Now, however, as a medical professional you can now purchase a home even if your employment start date is up to 60 days after your closing. 

Must Have Realtor Apps for the Samsung Tablet

As a Realtor, whose job is at the core mobile by nature, you may have learned that the quintessential device is your tablet.  The Tablet truly is the happy medium of struggling to lug a notebook/laptop around versus squinting with your clients at your mobile phone’s screen of the listing they love.  My tablet of choice, due to its Flash and video chat capabilities, is the Samsung Galaxy Tab. As a mobile device user, you undoubtedly know the basic apps you need such as Gmail, a PDF reader, Facebook, etc. so I won’t waste anytime with the normal apps.  However, there are a few apps that most agents I have learned are not privy to that are a must have on your Tablet, or any other mobile device for that matter, since they are free to download!

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